Laura Chugg

Property Investment Coach

A little bit about who I am and why I am in a position to help you. I purchased my first property at 18, bought and sold some 6 properties in my 20’s. In the last 7 years since joining Positive Real Estate as a mentoring client I have built a multi million dollar positive cash flow property portfolio across 4 different states, that includes owning my PPR outright.

Career wise I have been in corporate management and coaching roles for the last 20 years and more recently over the last almost 5 years with Positive as a Property and Finance Investment Advisor, coaching and sharing my experience with clients to free themselves financially through property investment. I have a Cert IV in Finance and Mortgage Broking and my Credit Representative Number is 457537 and I am a graduate of UCPRO Coaching. I have a BA in Psychology & Sociology as well as a Diploma in Business Management.

When Laura coaches you, you’ll not only be working with a qualified, experienced and dedicated professional but with a team of over 100 experts supporting you. Laura has a wealth of experience with real estate, coaching and finance, all of which can help you pay down your debt and create a passive income. Laura purchased her first property at a young age of 18, showing maturity beyond her years. While still in her twenties, Laura bought and sold five more properties, and has become extremely proficient in both the buying and selling process of residential properties.
In 2011, Laura joined Positive Real Estate’s Lifetime Mentoring Program. In just five short years, Laura built an impressive multimillion-dollar, cash flow positive property portfolio, which is diversified across Australia. This valuable experience helped Laura master buying interstate and sight-unseen, while still turning a remarkable profit.
Laura paid off her home in her early-30s and now coaches others to apply the same principles she did to achieve home-ownership.
Laura connects with her clients on a personal level, helping them formulate strategies to achieve their goals faster than they ever could by themselves. Laura consistently checks in with her clients to ensure they are achieving the objectives set in their initial meeting. The strong accountability results in clients achieving financial success they never thought possible.
Laura has worked in management and coaching roles for the past 20 years and brings an abundance of knowledge to the table. She holds a Cert IV in Finance and Mortgage Broking, a Cert IV in Training and Assessment, as well as a BA in Sociology and Psychology and holds Diplomas in Management.
Quotes I live by: “It is not what you earn, it is what you do with it that counts”.
As a client working with Laura the goals you set will be achieved and your financial potential will be fully realised.

Why I like my job: I have always been passionate about helping others reach opportunities and goals they may not have done without my support. I have experienced first hand, how property investing and managing money can transform my life and I feel it is my duty to make other people aware and accountable to what they can achieve if they want my help. In my mind, whether to invest is not the decision, the question is, WHAT TO INVEST IN? The gap between those that have and those that don’t is widening, which is a sad state of our society, when ALL it really comes down to is making a decision or a choice of how you want your life to look like? Then it’s about making a plan and sticking to it.

Reality is that most people fall short of making the decision and sticking to the plan, with my strength being, sticking to a plan to be successful, I am passionate about helping others stick to theirs.

Qualifications offical:
BA in Psychology & Sociology
Cert IV in Finance
Cert IV in Training & Assessment
Graduate UCPRO Coaching
Cert IV in Fitness & Personal Training
Diploma in Management
Diploma in Retail

Life qualifications: Mum, Wife, Sister, Daughter, Domestic Goddess and Qualified Red Wine & Chocolate Connoisseur

Past Life Qualifications: Fitness Instructor… ohhhh… how life can take over!

Interests: Bringing up well adjusted children who understand how to be accountable for their actions! Reading fictional, happy ending books to escape the reality of life! Walking to maintain a sense of calm is my form of meditation! Swimming at the beach just for fun!

Hidden talents: Cooking healthy delicious meals that my family love to eat, but may not necessarily find attractive to the eye in 15-30 minutes! A talent all working parents need to have!

Being able to manage 5 tasks plus at once and remain sane (sometimes)!

Special Coaching Skill: Ability to be empathetic and hold people accountable to their goals at the same time! Ability to call people on their BS in the most polite way and with love!

Time with PRE: 6 years as a client, 4 years as a coach

Number Properties you own and where: Over 10 properties across 4 different states, NSW, Queensland, Victoria and Tasmania

How long you have been investing in real estate: 20 years but had a 10 year gap with career and children taking over!

Best deal: Gotta say pretty happy with all of mine for different reasons! I have a property in Tasmania that has more than doubled in value and produces over 15% yield; An apartment in South Brisbane that I want to eventually use to stay in personally, has increased approx 5% per year and provided a yield of about 6.8%.

Worst deal: Orange – House & Land – Learnt that buying in a regional location, certainly has it’s peaks and troughs. However, in saying that this property was my worst deal, through the build process on completion I was able to pull out more than 65K of manufactured equity and use this deposit for our next property. Would I buy this property again? At the time the Investment Agency were also sourcing deals in Sydney, in hindsight, growth opportunity would have been stronger in Sydney due to market and area growth -ahhhh! How we live and learn! Orange was purchased for 367K, valued on completion at 435K, possibly values now at about 450-480K and has rented for $400-410 ever since with no vacancy, and will deliver 100-120 K in tax efficiency through the first 10 years of holding the property… can’t really complain!

Biggest lesson: Buy well! Never Sell! – The more often you buy and sell real estate the more it costs you in money, time and stress! Buy good quality, well positioned property and hold, for a minimal stress free experience!

Don’t allow life (eg for me it was career and children) take you away from moving forward with your investment goals!

Passionate About: Red wine, brain injury awareness, not taking life too seriously and helping others in the areas of life that I have done well in!

Do you own PRE properties?: Since joining PRE as a client all the properties I have purchased have been through the Investment Agency, as a Mum of 2 young children my weekend priority is definitely not pooling for properties on Real, the properties I have purchased through the agency continue to do well, both rents and values have increased or stayed stable over the time I have held them.

Favourite Saying: “Prior planning prevents poor performance!”

Favorite Movie: Fried Green Tomatoes

Favourite Colour: Red

Favourite Book: “Jessica” by Bryce Courtney and or “The Future of Real Estate in Australia” by Sam Saggers!

Favourite Holiday Location: Cook Islands