What’s Smarter For Your Portfolio?
Listen to Wealth Coffee Chats Podcast Now
In today’s Finance Friday chat, we unpack a common investor dilemma: should you hold onto your current home when upgrading, or sell it to unlock equity and supercharge your borrowing power? Learn the pros and cons of each approach, how to maximise your borrowing capacity, and why strategic planning is key to growing your property portfolio. Plus, we explore how loan structure, tax considerations, and equity access can make or break your next big move.
🎥Chapters:
00:00 – Welcome & Positive Mentor Podcast Rundown
03:20 – Finance Friday Kickoff & Mortgage Broker Insights
05:10 – Client Scenario: Renovate vs. Upgrade Dilemma
06:45 – Hidden Risk: Upgrading Without a Sale
08:10 – Strategy Breakdown: How Selling Can Boost Borrowing Power
10:30 – Why Equity Access Trumps Sentimental Decisions
12:00 – Lifestyle Moves & Planning Around Family Milestones
11:44 – Turning Your Future Home Into a Long-Term Strategy
12:40 – Wrap Up & Final Portfolio Tips
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