How to Save $61K on Your Home Loan by Doing This One Thing
Listen to Wealth Coffee Chats Podcast Now
In this Finance Friday edition of Wealth Coffee Chats, we unpack how a simple repayment strategy could save you over $61,000 in interest and shave years off your home loan. Discover the power of maintaining current repayment levels after a rate drop, why banks don’t always adjust your minimum repayments, and how brokers calculate your true borrowing capacity. With insights into HEMs, budgeting, and lender conversations, this episode equips you with practical tools to take control of your property finance journey. Don’t forget—Positive’s Property Summit is just around the corner!
🎥Chapters:
00:00 – Welcome and Housekeeping Rules
02:25 – Two Weeks Until the Property Summit: Final Ticket Reminder
03:19 – Playing the Property Game: Learning by Doing
05:24 – Understanding Interest Rate Reductions and Lender Conversations
07:14 – How $160 Extra per Month Can Save You $61,000
09:30 – How Brokers Calculate Your Borrowing Power (3-Step Process)
12:34 – What Are HEMs and How They Impact Your Loan Approval
17:37 – Why Brokers Ask for So Much Info & Final Thoughts
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