A Lending Boom Is Coming Are You Ready?

by | Apr 12, 2021

Tick, tick, BOOM! How to prepare for the lending explosion 

Ready…set INVEST! 

After a lot of bad news over the past 12 months – thanks a lot COVID-19 – it’s nice to be able to kick off 2021 with some good news. There’s going to be a lending boom which, if you have your property investment strategy in place, is going to make your life a whole lot easier so you can build your property portfolio faster and cheaper.

 

WHY IS LENDING SO IMPORTANT TO PROPERTY INVESTORS?

Most property investors need to borrow money to be able to invest. High-interest rates can make borrowing cash an expensive thing to do. 

But with interest-rates at a record low, and predictions keeping them there for the next few years, suddenly investing in property is more accessible to more people.

 

WHY IS PROPERTY THE RIGHT HOME FOR MY CASH?

Once upon a time, high deposit rates meant our grandparents could bank their savings and watch the dollar amount go up and up. Those fairy tales died out years ago. Deposit rates are woeful now and having your cash sitting in a bank is pretty worthless.

The property market is a better place for your cash because, when done right, it can generate an income. The more properties, the more income, the better off you are.

 

BORROW AND BUY – BUT BUY THE RIGHT PROPERTY!

Combined with the lending boom we’re currently in, we also have a supply issue in real estate. Partly due to foreign investment being cut, and repercussions of COVID-19, there is a lack of new builds available. 

The danger in this is that with cash being cheap to borrow and lending being a new opportunity for many, people are subject to panic. They don’t want to miss out on the lending boom, so they buy an over-priced property that doesn’t have the liveability factor, the walk score, or the Third Space it needs to be an income generating investment. 

In short, don’t just buy anything. The rules of property investment still apply. Buy property close to burgeoning infrastructure, good job opportunities and industry. Buy a property in an area with desirable liveability factors, such as green space and social areas. Buy a style of property that is in demand in the area and buy good quality property that’s been constructed by a developer and builder with good credentials.

 

GET READY AND GO FOR IT

While we expect to see low interest-rates for some years, the property market is an ever-changing, fluid thing, and things can shift quickly. Don’t just watch this space, get yourself ready to act. Seek out property investing experts, start researching what areas are booming, get your numbers in line and be ready to buy good property and hold it for a long time. This is the time to act and not look back in three to five years and wish you’d bought into the market when you could afford to borrow the cash to do it. 

 

HOW TO ESTABLISH A CLEAR STRATEGY

Talk to the experts at Positive Real Estate, who together have decades of experience, about how to borrow and buy in the current market. 

Sign up for one of our information and education events, where you’ll be equipped with the tools, resources and support to thrive, and not fall behind on your path to financial freedom – whatever that may look like for you. 

Book your spot now and find out what you need to know about the current market landscape and how you can make it work for the ultimate wealth creation opportunities. 

 

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Turning $80k into $800k

Turning $80k into $800k

Welcome to the first episode of Property Investor Tales – Stories From The Front Yard!

Each week I get to speak to property investors from around Australia about their investing journeys. As the head of coaching at Positive Real Estate, I’ve been fortunate to connect with thousands of investors who have a story to tell. My hope is that from these incredible investors, your own investing journey is made that little bit easier. 

Abe Pasilidis is my guest today and he has an inspiring story to tell. I won’t give too much away but listen out for an $80k investment has turned into $800k, plus a hilarious story of property management gone wrong (when you DIY). 

Enjoy this conversation with Abe!

Once you’ve listened to this episode, I’d love it you hit the subscribe button  so you get notified every time a new episode drops. 

As you can guess I love hearing people’s property investor tales so if you’d like to share yours then please get in touch with me via email at  propertyinvestortales@positivementor.com.au You can watch all of these podcasts over on YouTube at Positive Mentor or at positivementor.com.au
Today, I am talking about some key lessons I learned from Dr. Andrew Wilson, a housing economist and a funny bloke. He is a member of the Chartered Surveyors Community, a wealth of knowledge, and a voice of reason when it comes to real estate investment. I’ve adapted his predictions into my strategies and share them with you today!

The Biggest Lie of Investing Revealed

The Biggest Lie of Investing Revealed

You have been lied to… by you! Today we are talking about the biggest lie you have been telling yourself about real estate investment and your wealth creation journey. Want to know what it is? I could just TELL you, but then you wouldn’t learn. It’s embedded in this podcast – feel free to DM me when you think you’ve found it!

Today, I am talking about some key lessons I learned from Dr. Andrew Wilson, a housing economist and a funny bloke. He is a member of the Chartered Surveyors Community, a wealth of knowledge, and a voice of reason when it comes to real estate investment. I’ve adapted his predictions into my strategies and share them with you today!

20 Investing Lessons from COVID-19

20 Investing Lessons from COVID-19

What do you need to know about corona economics? We have learned a lot of lessons through investing during the pandemic, and I want to highlight some of those today. I have a list of 20 however I don’t think I’ll get through them all! I want you to walk away from this episode understanding what happens when real estate markets transform and what will happen if we don’t take advantage of the lessons that are right in front of us.

A Property Investors Guide To Guaranteed Rental Increases

A Property Investors Guide To Guaranteed Rental Increases

Rent is your weekly or monthly incomes from your property. And it’s an income you don’t work for. It’s the absolute key to good cash flow and passive income, so it’s essential you are able to keep raising your rents at regular intervals. But, what makes it possible for property investors to do this?

My Real Estate Pet Hates

My Real Estate Pet Hates

This episode is about all of the things in the real estate community that piss me off. From investors consulting clickbait on social media to predatorial real estate agents giving themselves fake awards, we are going to talk about everything that is wrong with the real estate industry that you need to know about as a property investor. Hopefully, after listening to this you will be able to avoid some of the most common pitfalls that property investors fall into during their wealth-building journey.

Why Do You Want to be Financially Free?

Why Do You Want to be Financially Free?

Will you survive the emotional roller coaster that is property investing? It takes time, money and commitment to create a portfolio, but sadly most who start out don’t make it, why? Well, let’s Wealth Coffee Chat!

The Only Time You Should Sell An Investment Property

The Only Time You Should Sell An Investment Property

The golden rule of property investing is to buy well and NEVER SELL. However, there are always exceptions to the rule… Firstly, let’s look at why you would keep an investment property? If you buy a great piece of real estate, in the right location, it will always create a passive income for you, so there will be no reason to sell it.