Is government spending and CGT reform threatening your portfolio? Sam Saggers dissects the impact of interest rates and tax changes on Australian property investors.
WCC 990: Construction Loan Interest Tax Deduction Explained
Big news for property investors—construction loan interest is now tax deductible under updated ATO guidance. In this episode of Wealth Coffee Chats, we break down how this rule change impacts your cash flow, tax strategy, and property investing returns. Learn when you...
From Bankruptcy to Homeownership
From bankruptcy to building wealth: Jason joins Emily Miller to share his journey of resilience, mindset shifts, and buying his first investment property.
WCC 989: Three Smart Property Strategies
Not every investor fits the “perfect” scenario—and that’s where smart strategy matters. In this episode of Wealth Coffee Chats, we break down three practical property investing strategies designed for real-world situations, including low deposits, borrowing...
WCC 988: How Banks Assess Loans: Lending Rules & Interest Rates Explained
Ever wondered how banks actually decide whether to approve your loan? In this episode of Wealth Coffee Chats, we break down how lending really works—from risk-based pricing and interest rates to how banks assess your ability to repay. Learn the full loan lifecycle,...
WCC 987: Inflation, Downsizer Rule & Income Protection Tax Benefits
In this episode of Wealth Coffee Chats, we break down three important financial updates investors should understand right now. First, the latest inflation figure of 3.8% and what it could mean for future interest rate decisions from the RBA. Next, a potential South...
WCC 986: Tenant Selection Tips: Avoid Rental Arrears & Vacancy in 2026
Selecting the right tenant can make or break your property investing results—especially as rental affordability tightens in 2026. This episode breaks down how to reduce vacancy risk, avoid arrears, and make smarter leasing decisions using practical due diligence...
WCC 985: Div 296 Super Tax 2026: $3M Threshold & SMSF Cost Base Reset
Major changes are coming to Australia’s superannuation tax rules, and high-balance investors need to pay attention. This episode unpacks the updated Division 296 proposal, including the $3M and $10M thresholds, the shift to taxing realised gains (not unrealised), and...
WCC 984: What To Do When You Can’t Invest Yet | Property Strategy
Not every stage of the wealth journey is about buying property. In this episode, we explore what investors should do when they want to invest but aren’t financially ready yet. Learn the three key phases of property investing—acquisition, consolidation, and...
WCC 983: New Lending Rules Explained: DTI Limits & Borrowing Power
New lending rules and rising interest rates are changing how investors access finance. In this episode, we explain the impact of higher rates, the new debt-to-income (DTI) lending limits, and why borrowing capacity is becoming more restricted for property investors....