Building a $100k Passive Income Stream Through Property: The ‘Property Stacking’ Method Explained
What if it actively paid you a salary, delivering $100,000 or more in passive income to your bank account every year?
With the rising cost of living and growing demand for financial freedom, many Australians are looking for smarter ways to generate wealth. But most stop after buying just one property, never reaching the scale needed for long-term, reliable income.
Why?
Because they don’t have a system.
At Positive Real Estate, our coaches teach the Property Stacking Method — a strategic investing framework designed to help Australians build scalable portfolios and generate $100K+ in passive income using equity, cash flow, and smart acquisition strategies.
What is the ‘Property Stacking’ Method?
The Property Stacking Method is not about owning dozens of homes. It’s a proven strategy designed to help investors build a high-performing portfolio where each property fuels the next stage of growth.
In fact, The Property Stacking method is based on three core principles, and it’s how many Australians are now achieving passive income through property.
1. Strategic Acquisition
Every powerful portfolio starts with the right foundational properties. Your first one or two purchases must be located in high-growth suburbs with strong economic fundamentals.
This initial equity growth becomes the launchpad for your entire portfolio. Choosing poorly at this stage can delay wealth creation for years.
2. Equity Recycling
Instead of waiting years to save another deposit, successful investors tap into the equity of their existing property to fund the next.
The technique, known as recycling equity, allows you to expand your portfolio faster and with less reliance on personal savings.
3. Cash Flow Optimisation
As the portfolio grows, the focus shifts to sustainability. Every additional property must be carefully selected to deliver positive or neutral cash flow, ensuring that the portfolio remains self-funding and doesn’t cause financial stress.
Mini houses on growing stacks of coins, representing how the Property Stacking Method builds wealth and $100K+ in passive income through smart real estate investing.
From Principles to Portfolio
These three pillars form the “what” of the Property Stacking strategy. But real success lies in knowing the “how”.
-
How do you find the right high-growth suburbs?
-
How should you structure your loans to recycle equity?
-
Where can you find cash flow-positive properties in 2025?
Final Thoughts
Building a $100K passive income stream through property is possible — not through luck, but through strategy. The Property Stacking Method offers a clear, scalable path for everyday Australians to grow their wealth and take control of their financial future. With the right guidance, mindset, and system in place, financial freedom is more achievable than ever.
Ready to Build a Property Portfolio That Pays You?
At Positive Real Estate, we teach everyday Australians how to turn property into a reliable, long-term income stream — from your first investment to a six-figure passive income.
Join our FREE Property Investor Webinar and learn the strategies successful investors use to scale their portfolios with confidence and clarity.
You’ll walk away with:
• A step-by-step plan to grow your income through smart property choices
• Insider insights from expert coaches who are active investors themselves
• Practical tools to take action and create real momentum
Whether you’re just starting out or ready to grow, this is your next step.
Register now — your future self will thank you.
Are You Wondering How To Become a Real Estate Investor?
- Register for an upcoming Property Investor Workshop to discover Wealth Creation Strategies we have refined over 20 years of investing.
- Learn the key strategies every Property Investor should know to start their property portfolio on the right track.
- Meet with our Property Investor Seminar coach in a complimentary session to plan how to increase your income in the next 7 – 10 years by investing in real estate.
- Get lifetime mentoring to help build a multi-million dollar portfolio that can create chunks of spare cash flow for retirement.
BECOME A PROPERTY INVESTING EXPERT
The basics in this blog are a great start, but there are many more ways you can optimise your financial structure for better returns and a stronger portfolio. To learn more, join our free property investing seminar.
Recent Articles
Use Equity To Create Cashflow in 4 Simple Steps!
Equity is an interesting topic when it comes to real estate. Smart property investors know that equity can play a key part in creating passive income that accumulates over time, allowing us to eventually work less and ultimately do more of what we love. But in order to be able to use equity to create passive income, there are some important steps property investors need to take right at the beginning of their journey.
Economy Bounce-back Better Than Expected, What Investors Need To Know
Bouncing back much faster – and stronger – than predicted post-COVID, the Reserve Bank of Australia (RBA) is anticipating a good end to 2021, and a great 2022. But with so much uncertainty over the last 12 months, it’s hard to know if this economy is here to stay, and if so, how it will impact property investors in the long-run.
The Equity Tactic For Excelling Your Property Portfolio
While long term we know that cash flow is dependent on a good rental income, capital growth is the quickest way our property can pay us back. This comes down to having some smart tactics to get the most out of every dollar of value in our investment properties – something we like to call equity lock.
Are You at Risk of Losing Millions?
Considering that all major Australian cities are coastal, and most of the richest neighbourhoods are beachside, the growing threat of severe weather incidents due to global warming throws a serious spanner in the works when considering where to buy and invest. If you’re a climate change sceptic, we’re not here to judge. But that position isn’t going to help you if the institutions you rely on to protect your assets won’t have a bar of your $3 million beachfront house.
The Best Home Loan for Property Investors
Deciding on the right loan structure as a property investor, is a little bit like choosing the right outfit on a first date. It depends on what stage of life you’re at! If you’re new to the game, something a little daring might work best. Later on, you might want to play it safe. It’s the same for property investment and the stage you’re at reflecting how risky or safe your loan structure needs to be. Here we weigh up the pros and cons of principle and interest loans vs interest only loans for property investors.
The Three Golden Rules of Selling an Investment Property
Rules are an important part of life. And rules in most cases, are really just another word for common sense. They give us a clear framework around many important aspects of life, so it’s no surprise when it comes to selling your investment property, there’s a number of rules you need to follow in order to get the best result.
If you want to know when to sell an investment property, or even if selling an investment property is a good idea, all you have to do is read the rules.
Use Debt To Create Wealth in 3 Simple Steps
Most of us were raised with the idea that debt is bad. Debt drags you down. Rich people are never in debt.
While that may have been true for our great grandparents, it’s no longer the case. Debt is one of the keys that can unlock future wealth as a property investor. The more good debt you have, the more income you can create.
But, before you go out and put yourself $1 million in the hole, let’s talk about the right kinds of debt. The debt that’s going to lead to success, not ruin. This is called…
Harness Data To Help Guide Property Investor Profits
I’m sure you’ve heard – data is the new currency. It’s the next big thing for business and it will be a catalyst for driving the world forward over the next few years. Learning how to harness the power of data in property investing, will be a secret weapon all investors can use to create more wealth. So, what is data? It’s information, insights and predictions that property investors can use to help them make smart property purchases.
A Lending Boom Is Coming Are You Ready?
After a lot of bad news over the past 12 months – thanks a lot COVID-19 – it’s nice to be able to kick off 2021 with some good news. There’s going to be a lending boom which, if you have your property investment strategy in place, is going to make your life a whole lot easier so you can build your property portfolio faster and cheaper.









