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In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of interest rates, the impact of APRA guidelines on borrowing and the evolving landscape of tax assessments and lending practices. He emphasizes the importance of communication between borrowers and lenders, especially in light of potential interest rate cuts and the challenges faced in the mortgage approval process. Let’s Wealth
00:00 – Introduction.
02:06 – Show starts – Introducing Cang Dang from Positive Money
02:39 – The RBA has officially left interest rates on hold for now – The banks are adjusting their predictions
04:40 – The banks are working with APRA on interest rate buffers
09:42 – Impact of APRA Guidelines on Borrowing
16:21 – Challenges in the Mortgage Approval Process
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