In this episode of Wealth Coffee Chat’s Finance Friday, we delve into the new government initiatives designed to support first-time homebuyers and single parents through the Home Guarantee Scheme. Managing Director Cang from Positive Money sheds light on how banks assess loan applications, balancing between your income, expenses, and the value of your assets. This episode aims to provide valuable insights and answers to common questions about mortgage lending. Let’s Wealth Coffee Chat!

In today’s Live, let’s hear from Sam Saggers on the concept of investment selection in real estate. He introduces his four quadrant property investment selection system, which includes capital preservation, growth, yield, and tax considerations. He also highlights the significance of growth in creating wealth through property and the role of yield and tax benefits in the investment selection process. Let’s Wealth Coffee Chat!

Despite the increase, the rental market remains strong with low vacancy rates in most capital cities. Let’s hear from Cass as he discusses the increase in national vacancy rates and its impact on the rental market. Let’s Wealth Coffee Chat!

Join Andy Fenton as he discusses tax planning strategies and ways to minimise tax payments. He introduces the concept of using structures such as personal superannuation and investment companies to reduce tax liabilities. Andy explains the current tax rates and how they have changed over time. Let’s Wealth Coffee Chat!

In today’s Wealth Coffee Chat, we have Damien, a mortgage broker from Positive Money. He discusses the importance of having the right loan structure with your current lender. Join him to learn how to ask the right questions and seek a second opinion to ensure you have the right loan structure for your current and future needs. Let’s Wealth Coffee Chat!