Listen to the Urban Property Investor Podcast Now
On this episode, we’re going back to Lake Weirdo! Or more importantly, we’re talking about how NOT to end up living there! We are taking a break from the real estate talk to discuss how to retire functionally so you can have an incredible life. Ultimately, the point of real estate is to create passive income and build wealth, so you can retire on your own terms instead of having to rely on government pension in your golden years. So instead of digging into the nitty-gritty of real estate in this episode, we are going to break down what you need to be considering in order to design and achieve the retirement scenario of your dreams.
I also discuss –
3:55 – You can’t rely on the pension
6:28 – Why ¾ of Australians rely on the pension
10:33 – Drop the bullshit economics
14:30 – The silent millionaires
15:47 – You might already be retired
22:05 – 6 different types of retirees
36:34 – How much do you actually need for retirement
43:34 – What’s the point of retiring
47:43 – Are you cut out for retirement
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Consumption Principles for Financial Freedom
Dive into the concept of consumption smoothing, and its implications on personal finance and economic behaviour. This episode highlights the psychological challenges individuals face when making economic decisions, particularly in the context of frugality and lifestyle choices.
I share insights and investing stories emphasising the need for individuals to adapt their spending habits and consider the long-term effects of their financial decisions. Are you spending too much? Or too little?
Listen to episode 224 of the Urban Property Investor to get all the saving tips and tricks to help you create wealth for yourself.
1.2 Million Well Located Properties Is a Pipe Dream!
This episode we dive into the current state of housing supply in Australia, highlighting the challenges faced in meeting the growing demand due to population growth.
We cover the inadequacies in housing production across major cities like Sydney, Melbourne, and Brisbane, and the rising costs associated with new developments.
Tackling the emerging trend of ‘Build to Rent’ as a potential solution to the housing crisis, while ultimately concluding that the country is unlikely to meet its ambitious target of 1.2 million affordable homes by 2028.
This is a conversation you won’t want to miss. Tune into episode 223 of the Urban Property Investor now!
How To Pick Capital Growth
In this episode of the Urban Property Investor we delve into the intricacies of real estate investment, focusing on the importance of growth rates and introducing my ‘Rule of 10’ spreadsheet.
This method evaluates various factors that influence property growth, including city dynamics, suburb characteristics, street appeal, land value, and so much more!
By applying this rule, investors can better assess potential properties and make informed decisions to maximise their investment returns. This episode is a money saver, you won’t want to miss out.
This is a conversation you won’t want to miss. Tune into episode 222 of the Urban Property Investor now!
Demographics & The Future of Property
This episode understands the crucial role demographics is playing in shaping the real estate market in Australia. There’s significance in understanding population growth, ageing demographics, and the skills gap in the workforce.
We delve into the changing dynamics of the housing market, particularly the impact of millennials entering the family formation stage and the implications of intergenerational wealth transfer.
This is a conversation you won’t want to miss. Tune into episode 220 of the Urban Property Investor now!
The Negative Gearing Boogeyman Is Back To Take Your Wealth
This episode we delve into the ongoing debate surrounding tax reform in Australia, particularly focusing on negative gearing and capital gains tax. We discuss political dynamics at play, including the influence of key senators and the implications of proposed reforms on property investors, and so much more!
It’s so important to understand negative gearing, its impact on the housing market, and potential solutions for improving housing affordability without destabilising the economy. All these understanding will help you as an investor. Listen to episode 220 now!
What the US Rate Cut Means For Australian Real Estate
Is a recession coming or are we headed for a soft landing? The trends in employment, and the challenges of housing affordability in Australia. It’s all here in this critical episode with all the important updates on our economy and real estate markets. Listen in and take action.
Can Infrastructure Create Capital Growth in Real Estate?
51% of the world’s population lives in urban areas, with this figure expected to rise to 75% by mid-century. As part of this growth, implementation of infrastructure enhances productivity and economic growth as well as impacting real estate capital growth.
In this episode of the Urban Property Investor, Sam Saggers explores the critical role of infrastructure in driving economic growth and capital appreciation in real estate. He discusses the concept of ‘free riding’ on infrastructure improvements, sharing personal anecdotes of how infrastructure projects have positively impacted property values. The conversation delves into the distinction between earned and unearned growth, the phases of infrastructure impact, and current projects shaping the Australian landscape.
Decoding Market Downturns To Find Value
The economy is driven by money and confidence, these two things together create a multiplier effect which leads to economic growth. When confidence is low and money is tight a high level of opportunity can arise.
As an investor, it’s critical that you can recognise these events and take action. Listen to episode 217 of The Urban Property Investor to get all the knowledge you need to never let an opportunity slip.
Banks Will Lend You Money To Buy a Property, Even If It’s a Dud
Is the bank fooling you into believing your next asset is the right one? Banks often lend to investors well knowing that the asset is bound to decline.
Don’t be tricked by the banks and suits, learn all about how they are duping investors around the globe, and how to get your information the right way in this episode of the Urban Property Investor.
Property: Easy to Buy, Harder to Hold
Why do so many investors jump ship before they strike gold? Find out why so many homeowners don’t make serious profits, and how to not become one of them.
It’s all about staying in the property game, a 15-20-year journey that you need to take advantage of. Don’t get ahead of yourself and reap in the rewards by listening to episode 215 of The Urban Property Investor.