Listen to Wealth Coffee Chats Podcast Now
In this Finance Friday edition of Wealth Coffee Chats, Positive Money brokers Damien Hauser and Sarah Shown break down what every buyer needs to do after purchasing an off-the-plan property. From managing borrowing capacity to releasing equity at the right time, this episode is packed with practical steps to help you reach settlement with confidence. Learn how lifestyle changes, job moves, and even credit card applications can affect your loan approval—and why regular broker check-ins are essential for success.
🎥Chapters:
00:05 – Welcome to Wealth Coffee Chats & Housekeeping
02:14 – Meet Damien & Sarah: Today’s Off-the-Plan Focus
03:04 – Why You Need Regular Broker Reviews After Buying
04:44 – Equity Access: When to Release and Why Timing Matters
06:46 – Using Equity for Deposits Without Tapping Into Savings
08:59 – Q&A Shoutout & Property Valuation Scenario Explained
09:51 – Can You Use a Higher Valuation at Settlement?
11:06 – Strategy Recap: Planning for Multi-Property Goals
12:59 – Don’t Fear the Conversation: Income & Lifestyle Changes Matter
15:07 – Why Backup Plans Are Your Best Investment Strategy
15:55 – Final Thoughts & Friday Wrap-Up
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In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues in the housing market, while also exploring future trends and potential price increases in real estate. How much do you know about the property cycle? Let’s Wealth Coffee Chat!
EOFY Super Tips: Maximise Deductions & Get a 50% Return
In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues in the housing market, while also exploring future trends and potential price increases in real estate. How much do you know about the property cycle? Let’s Wealth Coffee Chat!
New Property Management Model: Strategy Over Stress
In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues in the housing market, while also exploring future trends and potential price increases in real estate. How much do you know about the property cycle? Let’s Wealth Coffee Chat!
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In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics of belief versus value in property investment. Sam walks us through the importance of understanding employment rates, inflation, and supply issues in the housing market, while also exploring future trends and potential price increases in real estate. How much do you know about the property cycle? Let’s Wealth Coffee Chat!
Equities Outlook 2025: Why Global Diversification Matters Now More Than Ever
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