WCC - Div 293 Tax Explained: What Property Investors Need to Know Before EOFY

Div 293 Tax Explained: What Property Investors Need to Know Before EOFY

Jun 10, 2025 | Podcasts, Wealth Coffee Chats

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As we approach June 30, understanding Division 293 tax is critical for high-income earners and property investors making super contributions. In this episode, tax advisor Anthony Wolfenden breaks down how Div 293 works, who it affects, and why capital gains from property sales could unexpectedly trigger this extra 15% tax on concessional contributions. You’ll learn how to plan your super strategy smartly—even when the ATO wants a bigger piece of your gain.

🎥Chapters:

00:00 – Welcome and Community Guidelines
03:16 – Super Contributions Before EOFY: Critical Time Warning
04:35 – What Is Division 293 Tax and Why Was It Introduced?
06:50 – How Div 293 Is Calculated (and What Counts as Income)
07:50 – How Property Capital Gains Trigger the Extra 15% Tax
10:08 – Can You Avoid Div 293? What to Expect from the ATO
11:21 – Still Worth It: Why Super Contributions Remain Valuable

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