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With the right strategies and expert support, you can unlock significant wealth and achieve financial freedom. This discussion dives into key topics like term deposits, property value appreciation, interest rates, and refinancing, highlighting strategies such as negotiating better rates and smart loan management. Cang wraps up with essential tips on reviewing your financial landscape for optimal lending opportunities. Let’s Wealth Coffee Chat!
00:00 – Introduction
02:18 – Understanding Term Deposits and Interest Rates
04:14 – Property Value Appreciation Over Time
06:52 – Negotiating Interest Rates Based on Property Valuation
08:21 – Using Cash to Pay Down Home Loans
11:28 – Maximising Borrowing Potential Through Refinancing
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Interest Rates, Investment Strategies and Financial Opportunities in Real Estate
In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of interest rates, particularly the recent drop in variable rates by NAB and emphasizes the importance of being prepared for investment opportunities. Cang walks us through the significance of understanding income servicing and borrowing capacity, the choice of entity for property purchases and the impact of deposit sources on loan approval. Are you ready for more? Let’s Wealth Coffee Chat!
This One Mistake Cost An Investor $16k And It Could Happen To You Too
In this Wealth Coffee chat, Cass Sjostedt discusses the critical aspects of property management, focusing on a case study where an investor lost $16.5K due to ineffective leasing strategies. He emphasizes the importance of the three P’s: Price, Presentation, and Promotion, and introduces a fourth P: Property Manager. How important is a great property manager? Let’s Wealth Coffee Chat!
How Far Away Are Interest Rate Cuts In Australia?
In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of interest rates, the impact of APRA guidelines on borrowing and the evolving landscape of tax assessments and lending practices. He emphasizes the importance of communication between borrowers and lenders, especially in light of potential interest rate cuts and the challenges faced in the mortgage approval process. Let’s Wealt
Navigating the Tax Landscape in Property Investment
In this Wealth Coffee Chat, Anthony Wolfenden and Daniel McPherson discuss the evolving landscape of taxes and government levies affecting property investment in Australia. They focus on the incentives and costs imposed by state and local governments, particularly in Victoria, and the implications for investors. Let’s Wealth Coffee Chat!
Investing vs Trading vs Gambling: What’s the Difference?
Property investment isn’t a quick fix and should never be akin to gambling; investment is a marathon, not a sprint. In this episode of Wealth Coffee Chats, Jason breaks down in detail the differences between investment, trading, and gambling, to show everyone that rolling the dice with your future is not the way to build your wealth. Let’s Wealth Coffee Chat!
The 7 Biggest Financial Mistakes Most People Make (What I’ve Learned After 25 Years of Coaching)
In this episode of Wealth Coffee Chats, Jason Whitton sits us down and walks us through the 7 financial mistakes that most people will make in their lifetime. After 25 years in the business of property investing and coaching, what do you think they could be? Let’s Wealth Coffee Chat!
How Much Does Lenders Mortgage Insurance Really Add to a Home Loan?
In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of the market, focusing on inflation rates and their potential impact on interest rates. He delves into the costs associated with Lenders Mortgage Insurance (LMI) when purchasing property, explaining how it varies based on loan-to-value ratios. Cang also walks you through the strategies for waiving mortgage insurance, including professional exemptions and government schemes, while emphasizing the importance of structuring loans effectively to minimize costs. Let’s Wealth Coffee Chat!
Inflation Is Down and No Changes to Negative Gearing Are Planned. Now What Do You Do?
In this unique episode of Wealth Coffee Chats, Jason Whitton walks us through the latest real estate news and how that will affect investors in Australia: predicted rate cuts will boost property values, negative gearing will ensure a healthier market and supply will continue to be an issue. What does this mean for you? Let’s Wealth Coffee Chat!
How Much Has Rent Grown in 2024? The 2024 Rent Market Update
In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus walks us through the market update for 2024: what does the rental market look like? Sydney, Brisbane, Perth and especially Adelaide has shown significant growth. Has the rent on your rental properties grown in value over the last 12 months? Let’s Wealth Coffee Chat.
Is your financial situation sorted for when you’re gone? Live Love Legacy
In this episode of Wealth Coffee Chats, Jason introduces the idea of ‘Live Love Legacy’, that is, the simple and effective things we can do to ensure that our wealth creation is passed on to our loved ones and our retirement is fruitful. When is the best time to start planning all this? Let’s Wealth Coffee Chat!
What Is Negative Gearing And How Does It Work?
In this episode of Wealth Coffee Chats, Positive Money’s Cang Dang discusses recent developments in the Victorian property market, including a new stamp duty concession for off-the-plan properties. Cang delves into the concept of negative gearing, explaining how it can help investors save on taxes. Lastly we cover the implications of purchasing property under a personal name versus a trust, highlighting the benefits and drawbacks of each approach.
Has Capital Growth Ground To A Halt? Where You Need To Invest Next
Welcome to Wealth Coffee Chats! In this episode Jason Whitton walks us through what’s happening right now in the Australian property market, the hype surrounding WA, QLD and Melbourne, and where the next capital growth boom will take place. Where you do you think you should invest next? Let’s Wealth Coffee Chat!