When Do You Refinance Your Home Loan? You’re Not Stuck With Your Current Lender
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When do you know it’s time to refinance your loan? What is the role a broker plays in your investment strategy? Great questions. In this video Bradley Tefft passionately steps you through how important a broker is in your investment strategy and how at the end of the day, the banks and major lenders DO NOT hold all the cards when it comes to your interest rate. It’s absolutely possible to refinance and find greener pastures. Let’s Wealth Coffee Chat!
02:20 Show starts.
03:20 Square pegs in square holes: how the major lenders categorise you as a borrower.
05:10 What does a broker do for you as an investor? Make sure you stay up to date with them.
07:01 When do you refinance? What do you do when your bank doesn’t want to reduce your rate?
09:25 Don’t be wowed by bank incentives. Cash-back offers are a marketing ploy to get you.
15:07 Here’s what refinancing looks like. The lenders don’t hold all the cards.
18:15 An example of how a broker can reevaluate your loan and make you more attractive to lenders.
21:08 Closing thoughts: You do NOT need to be stuck with your current lender.
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