Urban Property Investor podcast thumbnail image

Why Smart Property Investors Still Make Dumb Decisions

by | Jun 10, 2026 | Podcasts, Urban Property Investor

Listen to the Urban Property Investor Podcast Now

Have you ever wondered why some property investors seem to make irrational decisions? In this episode, we’ll explore the four distinct lenses of finance that can illuminate the real estate landscape: theoretical finance, empirical finance, behavioural finance, and conventional finance.

Understanding these can help you navigate the complexities of property investment more effectively. As someone immersed in the real estate market, I’ve seen firsthand how these lenses influence buying and selling decisions. Tune in and uncover how to view real estate through these vital frameworks.

Things you’ll learn from this episode:

  • Understanding the Four Lenses of Finance in Real Estate
  • Theoretical finance in real estate
  • How empirical finance differs
  • Why is behavioural finance important for investors?
  • What does conventional finance assume?

I discuss –

00:00 Why Property Is Reliable (But People Aren’t)

00:52 The 4 Finance Lenses Every Investor Should Know

03:15 Theoretical Finance: Understanding Property Relationships

05:45 Empirical Finance: What the Data Really Says

08:10 Behavioural Finance: Why Investors Make Bad Decisions

12:00 A Real-Life Example of Emotion vs Value

17:50 The Psychology Behind Property Decisions

25:10 Melbourne: Opportunity or Trap?

29:50 Why Great Investors Ignore the Herd

31:45 Final Lessons on the 4 Finance Lenses

 

You can find my book on Amazon here – https://rb.gy/lixbh3

Don’t hesitate to hit me up on my socials – DM me with any of your questions 🙂

Facebook https://www.facebook.com/samsaggers

Instagram https://www.instagram.com/sam_saggers

If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.

Remember, I’m really good at 1.25 or 1.5 speed.

And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes 🙂

Take care,

Sam

If you’re yet to subscribe, be sure to do so on your favourite channel.
Listen on apple podcasts button
listen on spotify button
watch on youtube button
The Investment Grade Test: Would Buyers Still Want It Without a Boom?

Go Get Some Wealth

by | Jul 28, 2026

Listen to the Urban Property Investor Podcast NowAre you building wealth, or just watching inflation eat your savings? We’ve been conditioned to fear risk, but in the world of property, “playing it...

read more