In this episode of Wealth Coffee Chats, Cang Dang from Positive Money discusses the current state of the market, focusing on inflation rates and their potential impact on interest rates. He delves into the costs associated with Lenders Mortgage Insurance (LMI) when purchasing property, explaining how it varies based on loan-to-value ratios. Cang also walks you through the strategies for waiving mortgage insurance, including professional exemptions and government schemes, while emphasizing the importance of structuring loans effectively to minimize costs. Let’s Wealth Coffee Chat!
Inflation Is Down and No Changes to Negative Gearing Are Planned. Now What Do You Do?
In this unique episode of Wealth Coffee Chats, Jason Whitton walks us through the latest real estate news and how that will affect investors in Australia: predicted rate cuts will boost property values, negative gearing will ensure a healthier market and supply will continue to be an issue. What does this mean for you? Let’s Wealth Coffee Chat!
How Much Has Rent Grown in 2024? The 2024 Rent Market Update
In this episode of Wealth Coffee Chats, Cass Sjostedt from R&W Plus walks us through the market update for 2024: what does the rental market look like? Sydney, Brisbane, Perth and especially Adelaide has shown significant growth. Has the rent on your rental properties grown in value over the last 12 months? Let’s Wealth Coffee Chat.
Consumption Principles for Financial Freedom
Dive into the concept of consumption smoothing, and its implications on personal finance and economic behaviour. This episode highlights the psychological challenges individuals face when making economic decisions, particularly in the context of frugality and lifestyle choices.
I share insights and investing stories emphasising the need for individuals to adapt their spending habits and consider the long-term effects of their financial decisions. Are you spending too much? Or too little?
Listen to episode 224 of the Urban Property Investor to get all the saving tips and tricks to help you create wealth for yourself.
Is your financial situation sorted for when you’re gone? Live Love Legacy
In this episode of Wealth Coffee Chats, Jason introduces the idea of ‘Live Love Legacy’, that is, the simple and effective things we can do to ensure that our wealth creation is passed on to our loved ones and our retirement is fruitful. When is the best time to start planning all this? Let’s Wealth Coffee Chat!
The Top Basic Skills You Need to Invest Successfully
In this episode of Property Investor Tales, I discuss the common challenges faced by property investors, emphasising the importance of mindset, emotional intelligence, and community support. I share insights on navigating the defects process when purchasing new properties, managing expectations, and the significance of planning for success in property investing. I encourage you all to develop skills for effective communication and emotional management to enhance your investing experience and achieve long-term success.
What Is Negative Gearing And How Does It Work?
In this episode of Wealth Coffee Chats, Positive Money’s Cang Dang discusses recent developments in the Victorian property market, including a new stamp duty concession for off-the-plan properties. Cang delves into the concept of negative gearing, explaining how it can help investors save on taxes. Lastly we cover the implications of purchasing property under a personal name versus a trust, highlighting the benefits and drawbacks of each approach.
Has Capital Growth Ground To A Halt? Where You Need To Invest Next
Welcome to Wealth Coffee Chats! In this episode Jason Whitton walks us through what’s happening right now in the Australian property market, the hype surrounding WA, QLD and Melbourne, and where the next capital growth boom will take place. Where you do you think you should invest next? Let’s Wealth Coffee Chat!
1.2 Million Well Located Properties Is a Pipe Dream!
This episode we dive into the current state of housing supply in Australia, highlighting the challenges faced in meeting the growing demand due to population growth.
We cover the inadequacies in housing production across major cities like Sydney, Melbourne, and Brisbane, and the rising costs associated with new developments.
Tackling the emerging trend of ‘Build to Rent’ as a potential solution to the housing crisis, while ultimately concluding that the country is unlikely to meet its ambitious target of 1.2 million affordable homes by 2028.
This is a conversation you won’t want to miss. Tune into episode 223 of the Urban Property Investor now!
Pet Bonds for Your Rental. Is That a Thing? What You Need to Know.
So, are ‘Pet Bonds’ an actual thing? In this episode, Cass Sjostedt discusses the complexities surrounding pet bonds in property management, particularly in Australia. He emphasizes the legalities, tenant responsibilities, and the importance of communication between landlords and tenants. Cass also covers the necessity of landlord insurance to protect against potential pet damage, and the proper procedures for handling pet applications. Let’s Wealth Coffee Chat!