Are You Making One of These 5 Common Budget Mistakes?

Are You Making One of These 5 Common Budget Mistakes?

Are You Making One of These 5 Common Budget Mistakes? Budgeting, together with saving is the foundation of every successful wealth creation plan. If you don’t know where your money is going, and if you’re not diligently saving it, you’ll lack the resources to build a...
Opportunity Cost

Opportunity Cost

By now I’m hoping you have had your “What Can I Do Now” appointment, or at least booked it in. Have you written your goals? Have you devised a long term strategy? Do you know what you are looking for in your next investment? If yes, fantastic! If the answer is no,...
Do You Have Wealth Creation Habits?

Do You Have Wealth Creation Habits?

Studies of habits and their close cousin, willpower, have been done, giving us insight into how people form – and keep – habits. Did you realise that science shows our habits are “etched” into our brains? Once a particular action or set of actions have...
8 Valuation Risk Factors Lenders Use

8 Valuation Risk Factors Lenders Use

While your personal situation; savings, credit, income, etc. play a part in a lender’s decision, there is another type of risk factor that banks concern themselves with; valuation risks. Lenders rate each factor on a scale from one to five, then make their finance...