Latest Episodes
How to Generate Wealth From the Property Cycle – With Sam Saggers
Listen to Wealth Coffee Chats Podcast Now Discover the latest and most effective investing strategies in Australia by joining our upcoming FREE Webinar! ➡️ https://positivere.events/learn-to-in... In this episode of Wealth Coffee Chat, Sam Saggers from Positive Real Estate discusses the current state of the real estate market, focusing on the property cycle, economic indicators, and the dynamics...
Latest Episodes
Smart Tax Planning for Property Investors: Strategies to Keep More of Your Profits
Jason’s Live today highlights how different states have varying calculations for stamp duty, and how strategic property purchases—such as buying land or building in certain states—can reduce tax burdens. The host also explores methods to minimise capital gains tax, like owning property through a superannuation fund or trust, and the benefits of optimising PAYG variations and utilising offset accounts to decrease interest payments. Let’s Wealth Coffee Chat!
Ensuring Compliance and Finding New Tenants in a Competitive Market
Cass shares a story about a tenant who decided to leave just seven days into a new tenancy. He discusses the challenges faced by the property manager in handling this situation and provides insights into how landlords can navigate similar scenarios. He also emphasizes the importance of clarifying the reasons behind the tenant’s decision, ensuring compliance with minimum standards, and understanding how the property manager handles such situations. Let’s Wealth Coffee Chat!
Australia’s Economic Outlook and Interest Rate Projections
Join Sam today as he delves into the factors influencing the Reserve Bank of Australia’s potential decision to either raise or hold interest rates. The discussion explores critical elements such as inflation, stock market performance, unemployment rates, and GDP growth. He also shares forecasts that the Reserve Bank will maintain current interest rates and explains the potential impacts on borrowers and individuals with debt. This episode offers valuable insights into the current economic climate and the significant role of interest rates. Let’s Wealth Coffee Chat!
How to Prepare for You Loan Application
Join Cang today’s Friday Finance Wealth Coffee Chat! He discusses the challenges of preparing for a loan application, specifically focusing on the banks’ use of living expenses and the household expenditure measure (HEMS) as benchmarks. It highlights how HEMS can impact small business owners and individuals with investment properties. He also suggests getting a detailed breakdown of living expenses and a copy of the credit file to prepare for the loan application. Listen now!
Key Challenges and Strategies in Australia’s Property and Construction Markets
Join Jason today as he discusses the Australian property market, highlighting recent records and challenges. He shared his experience investing in Melbourne, emphasising the importance of a long-term approach. Jason also touched on the housing market, citing low supply, increasing population, and potential inflation impacting prices. There’s so much more! Let’s Wealth Coffee Chat!
5 Tips for finding the right Property Manager
In this conversation, Cass discusses five key tips for finding the right property manager. He emphasizes the importance of doing research, looking local but having a broad vision, ensuring portfolio transparency, considering leasing commitment, and understanding what the property manager actually does. He also highlights the misconception that the cheapest agent is always the best option, and encourages investors to prioritise trust, commitment, and care when choosing a property manager. Let’s Wealth Coffee Chat!
Ensuring Your Assets Are Protected: Real Estate and Legal Preparedness
Do you understand what happens to your assets if and when you’re not here anymore? This discussion highlights the significance of having a will and powers of attorney to manage financial and legal matters in cases of incapacitation or death. It covers the various types of powers of attorney, their importance, and how they vary by state and individual needs. This episode concludes with a reminder to take care of these important legal documents and seek professional advice if needed. Listen up and Let’s Wealth Coffee Chat!
Tips for Budgeting and Loan Repayment Calculations
Friday Finance with Cang! Join Cang as he discusses how much you can borrow when approaching brokers for a loan. He also explains that there are two factors that determine borrowing capacity: affordability and security. He provides tips on budgeting, loan repayment calculations, and sequencing loans. The conversation concludes with a discussion on the importance of having a finance strategy and ongoing conversations with brokers. Hear more from him and Let’s Wealth Coffee Chat!
Checking Valuations and Rents for Maximum Potential
The discussion covers the current state of the property market, the winners and underperformers, and the importance of checking valuations and rents. The forecast for the next three years suggests that Adelaide, Brisbane, and Perth will be the star performers in terms of capital growth. Let’s Wealth Coffee Chat!
Selling a Property with a Fixed Lease: Strategies for Success
In this episode of Wealth Coffee Chat, Cass delves into the intricacies of selling a property that has a fixed lease in place. Drawing on insights from property managers, investors, and landlords, he highlights the importance of strategic cooperation among all parties involved. He also provides valuable tips on how to enhance the property’s appeal through effective presentation and potential rent reductions, all while ensuring compliance with legal requirements. Find out more! and Let’s Wealth Coffee Chat!
Proposed Taxes on Superannuation: What You Need to Know
Real estate investing and superannuation are the two major places of wealth in Australia. The government is proposing new taxes and regulations that could impact these areas. From 2025, super funds with more than $3 million in wealth will attract extra tax. There is also a proposal to tax unrealised capital gains inside super. It is important to stay informed and have a team of experts to navigate these changes. Let’s Wealth Coffee Chat!
Property Pricing Trends: The True Value of Good Quality Apartments
The traditional understanding of property pricing has shifted, with units now being more expensive than houses in many areas. The cost of materials and construction has driven up the prices of apartments, making it difficult to find affordable options. However, good quality apartments in desirable locations still offer great value. On the other hand, houses and land are currently more cost-effective and provide opportunities for investors. Let’s hear more from Jason, let’s Wealth Coffee Chat!